October Events in and around Long Beach, California

Discover the best Halloween and fall events in Long Beach and Orange County! From haunted houses and pumpkin patches to family-friendly festivals and marathons, this guide has everything you need to plan your spooky season. Enjoy fun activities like the Long Beach Zombie Walk, Knott’s Scary Farm, trick-or-treating, and more!   Now-October 31st “The Gathering” Halloween Boutique at Roger’s Gardens Now-October 27th Brick-Or-Treat at Legoland Now-October 31st Pumpkin Patch at Irvine Park Railroad Now-November 2nd The Spirits Rise/Dark Harbor at The Queen Mary Now-November 3rd Halloween Horror Nights at Universal Studios Now-November 3rd Kids Boo Fest at Six Flags Magic Mountain Now-November 2nd Knott’s Scary Farm Now-November 3rd Vampirates Dinner Show in Buena Park Now-November 24th Spider Pavilion at Natural History Museum Now-October 19th Little Shop of Horrors at South Coast Repertory October 1st Pixar Putt at 2nd & PCH October 2nd-November 3rd 57 Ghosts – Theatrical Séance Show October 3rd Los Angeles Haunted Hayride at Griffith Park October 4th-6th Pacific Airshow Huntington Beach October 4th-November 2nd The Haunted Carwash in Lakewood October 4th-30th Carved at Descanso Gardens October 5th-27th Long Beach Open Studio Tour October 5th Long Beach Sake Day at Rancho Los Cerritos October 5th-6th Long Beach Marathon October 5th Keyon Harrold at The Carpenter Center October 5th A New World – Celebrating Long Beach Symphony’s 90th Anniversary October 5th Keyon Harrold Presents Foreverland October 5th Keepin' It Country Market at LBX October 5th Aquarium of the Pacific 5K Run/Walk October 5th OC Pride Parade & Festival October 5th LeAnn Rimes at The Cerritos Center October 6th The Life and Music of George Michael October 6th Pour on 4th October 6th The Music of John Denver starring Jim Curry October 12th Southeast Asia Day at The Aquarium of the Pacific October 12th-November 16th Hedwig and the Angry Inch October 12th Japanese Classic Car Show at Marina Green Park October 12th Family Not So Spooky Day at LBX October 12th Halloween Hootenanny October 12th CeeLo Green at The Cerritos Center October 12th-13th Gems on the Hill: Annual Gem & Mineral Show in Signal Hill October 12th A.I.M by Kyle Abraham October 13th Swan Lake ICBT Pace Ballet October 13th Spooktacular Marketplace at LBX October 13th Melissa Etheridge at The Cerritos Center October 13th Lila Downs Dia De Los Muertos October 14th Trevor Noah October 16th-November 3rd Murder on the Links International City Theatre October 17th Art Days at the Japanese Garden – Sumi-e (Japanese Calligraphy) October 17th Gin Blossoms at The Cerritos Center October 18th Black Violin at The Cerritos Center October 18th Scarium Family Night October 19th Hello Kitty Halloween Market at LBX October 19th Long Beach Zombie Walk & Halloween Party October 19th Halloween Fandemonium October 19th Nites on Pine Night Market Los Alamitos October 19th Lollipop Lane Craft Boutique Mayfair Park October 19th Family Camp Monte Verde Park Lakewood October 19th Howl-o-Ween Festival El Dorado Nature Center October 22nd Wheel of Fortune Live at The Cerritos Center October 24th An Evening Conversation with Ina Garten October 25th FUN-Tastic Family Night The Centre Lakewood October 25th Night Dive October 25th Rocky Horror Picture Show & Hallo-Queen Spooktacular October 26th Historical Cemetery Tour at Sunnyside Cemetery October 26th Belmont Shore Sidewalk Chalk Art Contest October 26th Trunk or Treat Los Alamitos October 26th Walk to End Alzheimer’s Shoreline Park October 26th Halloween Event 2nd & PCH October 27th Haute Dog Howl’oween Parade October 27th Day of the Dead Family Festival at MOLAA October 27th Philippine Ballet Theatre at The Cerritos Center October 27th Spider-Man Across the Spider-Verse in Concert October 29th-November 3rd Hadestown October 31st Trick or Treat on 2nd Street October 31st Halloween Carnivals Lakewood October 31st Ghouls Night Fall Fest at 2nd & PCH

When should you file a insurance claim?

Navigating the world of real estate can be both exciting and overwhelming for buyers and sellers alike. One crucial aspect often overlooked is understanding when to file an insurance claim. Whether you're a seller looking to protect your investment or a buyer ensuring your new home is secure, knowing when to utilize your insurance can save you time, money, and stress. First and foremost, it's essential to recognize that not every issue warrants an insurance claim. If you can afford to fix the problem out-of-pocket, it might be wiser to do so. Minor repairs such as a leaky faucet, a small hole in the wall, or even replacing a broken window are often less expensive than meeting your insurance deductible. Filing claims for minor issues can also lead to increased premiums over time, making it more costly in the long run. For sellers, maintaining your property in good condition is key to attracting potential buyers and securing a favorable sale price. However, if minor issues arise during the selling process, consider addressing them yourself rather than filing an insurance claim. This approach not only keeps your premiums low but also demonstrates to buyers that you’ve taken good care of the property. On the flip side, buyers should be vigilant about the condition of their prospective homes. A thorough home inspection can reveal potential problems that might require attention. If significant issues are discovered after purchasing the property, it's crucial to assess whether they warrant an insurance claim. For instance, extensive water damage or structural problems could justify filing a claim due to the substantial cost of repairs. Real estate news often highlights instances where homeowners face unexpected large expenditures due to natural disasters or significant accidents. In such cases, filing an insurance claim becomes necessary. Insurance is designed to provide financial protection against substantial losses that would be difficult to manage on your own. Major incidents like fire damage, severe storm destruction, or extensive plumbing failures fall into this category. Saving insurance claims for large expenditures ensures that you have coverage when you truly need it. It’s important to remember that frequent claims can lead to higher premiums or even policy cancellations. By reserving claims for significant events, you maintain a better relationship with your insurer and keep your coverage affordable. Additionally, both sellers and buyers should be aware of how previous claims on a property can impact its value and insurability. A history of multiple claims might raise red flags for potential buyers or make it challenging for sellers to find affordable coverage for their new home. Transparency about past claims and proactive maintenance can mitigate these concerns. In conclusion, understanding when to file an insurance claim is a critical aspect of real estate ownership for both sellers and buyers. Avoid filing claims for minor issues that you can afford to fix yourself; instead, reserve them for large expenditures that would otherwise cause significant financial strain. By doing so, you protect your investment and ensure that your insurance remains a valuable resource when you need it most. Staying informed about real estate news and trends can further help you make educated decisions regarding property maintenance and insurance usage. Whether you're selling or buying a home, being strategic about filing insurance claims will ultimately contribute to a smoother real estate journey and long-term financial stability.

Long Beach Local Events for September 2024

Local events for Long Beach, California - September 2024 Mark your calendars now!   August 30th-September 1st- Long Beach Greek Festival August 30th- September 1st- Orange International Street Fair September 5th – 7th- Long Beach EXPO The Collectibles Show September 6th-8th- Lobster Festival September 6th- Summer Sabor & Spirits: The Taste of Sound at MOLAA September 7th- Bags & Baubles- Long Beach Museum of Art September 7th- Mental Health Matters Market at LBX September 8th- Belmont Shore Car Show September 8th- Seaport Social Dreamer Market at 2nd & PCH September 8th & 22nd- Kids Run the Bases after Sunday afternoon Dodger Games ( ages 5-14) September 10th & 12th- Aquarium of the Pacific Homeschool Day September 11th- Aquarium of the Pacific First Responder Day September 13th- Spooktacular Bazaar & Movie Night at the Queen Mary- Nightmare Before Christmas & Labyrinth September 13th -   Movies & Moonlight at 2nd & PCH Showing IF September 13th- 15th- Shop-Eat-Play Sidewalk Sale and Pop Ups at the Seal Beach Pier September 14th- Rancho Walk 2024 September 14th- Hispanic Heritage Celebration at LBX September 14th-15th- Broadway at the Beach- The Cher Show September 14th-15th- Krazy Super Concert Long Beach Arena September 15th- Moompetam American Indian Festival at The Aquarium September 17th- Moonlight Mash Band T Shirt Ride Pedal Movement September 17th- Disney Jr Live at the Segerstrom Center September 19th- Cumbia Fest 2nd & PCH September 21st-22nd- Coastal Country Jam Long Beach September 21st- Hispanic Heritage Market at 2nd & PCH September 21st- Long Beach Heritage Walking Tour East Village Architecture September 21st- Harvest Moon 5K, 10 Miler and Half Marathon September 21st- 2024 California Coastal Cleanup Day September 22nd- Sound Bath at The Earl Burns Miller Japanese Garden September 22nd- First Annual Belmont Shore Book Festival September 24th- October 6th- Mrs. Doubtfire at Segerstrom Hall September 28th- Fall Craft Festival at Weigart Senior Center September 28th- An Evening with Charles Blow at The Carpenter Center September 28th- Endless Summer Beach Boys Experience September 28th- Snarky Puppy September 28th- Rancho Los Cerritos 2024 Gala September 28th- The Aloha Run 5k & 10K

The Best Kept Mortgage Secret - VA Assumable Loans

If you're a military veteran or an active-duty service member looking to buy or sell a home, you may be surprised to learn about a hidden gem in the mortgage world – VA assumable loans. This best-kept mortgage secret can offer significant advantages for both buyers and sellers. In this blog, we will delve into the benefits of a VA assumable loan, eligibility requirements, and why you should consider this option. Firstly, let's understand what a VA assumable loan is. In simple terms, it is a mortgage loan that can be transferred from the original borrower to a new buyer. This means that when you sell your home, the buyer can take over your existing VA loan, assuming they meet the eligibility criteria. This unique feature sets VA assumable loans apart from conventional mortgages and can be a game-changer in today's real estate market. For sellers, having a VA assumable loan can be a significant advantage. As the original borrower, you can transfer your loan to a qualified buyer, allowing them to assume the same loan terms, interest rate, and remaining balance. This can be particularly appealing in a rising interest rate environment, as buyers can avoid securing new financing at potentially higher rates. By offering a VA assumable loan, you can attract a wider pool of potential buyers, making your home more marketable and potentially resulting in a faster sale. Buyers, on the other hand, stand to benefit from assuming a VA loan. VA loans are renowned for their favorable terms, including competitive interest rates, no down payment requirements (in most cases), and no private mortgage insurance. Assuming an existing VA loan allows buyers to take advantage of these benefits without having to meet the stringent eligibility criteria typically associated with VA loans. This can be especially advantageous for first-time homebuyers or those with limited savings, as it eliminates the need for a down payment. In the event the loan balance is less than the asking price of the home, typically the buyer would need to bring in the difference plus closing cost. So, who is eligible for a VA assumable loan? The good news is that most buyers who meet the general VA loan eligibility requirements can assume a VA loan. Typically, this includes veterans, active-duty service members, certain surviving spouses, and National Guard and Reserve members who have completed the required service. However, it is essential to note that assuming a VA loan does not guarantee approval, and buyers must still undergo a credit and income review by the lender. In summary, a VA assumable loan is a hidden gem in the mortgage world, offering significant benefits for both buyers and sellers. Sellers can attract more buyers and potentially expedite the sale of their home, while buyers can take advantage of favorable loan terms without the need for a down payment. The eligibility criteria for assuming a VA loan are generally in line with the requirements for obtaining a VA loan in the first place. If you are a military veteran or an active-duty service member looking to buy or sell a home, it is worth exploring the option of a VA assumable loan. Speak with a knowledgeable mortgage lender to understand if this option is right for you.

Luxury Living in Hancock Park: A Serene and Sophisticated Penthouse

Build Your Dream Home in 29 Palms, California | Vacant Lot with Endless Possibilities

Welcome to 29 Palms, California, where endless possibilities await on this vacant lot nestled in a serene residential neighborhood. With a backdrop of stunning desert vistas and clear blue skies, this parcel of land presents the perfect canvas for realizing your dream home. Located in a tranquil area of 29 Palms, this lot offers peace and privacy, while still being conveniently close to amenities and attractions. Imagine waking up to the gentle rustle of desert breeze and the warmth of the sun on your face, as you sip your morning coffee in your custom-built oasis. Whether you envision a sleek modern retreat, a charming desert bungalow, or a sprawling ranch-style estate, this lot can accommodate your vision. With ample space to design and create, the possibilities are limited only by your imagination. In addition to its prime location and picturesque surroundings, this lot also boasts easy access to utilities, simplifying the building process. Take advantage of the opportunity to create a bespoke residence tailored to your unique lifestyle and preferences. Don't miss out on this chance to make your mark in 29 Palms. Seize the opportunity to build the home you've always dreamed of in this captivating desert paradise. Claim your slice of California desert heaven today!